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What is
an Independent Agent?
When you
decide to buy a car, you wouldn't purchase the first one you see. What
if one day the automobile industry decided to make only one type of car,
one make and one model. You wouldn't have a choice!
The same situation holds true for insurance. You need insurance to drive
a car, to purchase a house, to protect your family's financial future
and to run a small business. But if there was only one insurance company
that offered only one type of insurance, home insurance or businessowner
policy--you wouldn't have a choice. The only solution would be going to
that one company.
With an independent insurance agent, you have choices. Independent agents
are not tied to any one insurance company. One of the advantages of using
an independent agent is that he or she works to satisfy your needs. You
are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach
to get you the best coverage at the best price. And your independent agent
will know the companies with the most efficient claims departments to
recover your losses as quickly as possible.
When you buy insurance, whether it's for your home, your car or your business,
you want an advocate who will properly assess the risks you face and give
you an objective analysis of the marketplace. It's up to you to make the
final choice.
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